Standard Coverages:

Property (Your Home)
Coverage for many causes of loss and damages to your
home and structures. 

Property (Your Possessions)
Coverage is based on a percentage of limit that you choose. 
Property is covered anywhere in the world. 

Liability
Pays when you are legally liable for someone elses bodily
injury or property damage resulting from an accident,
negligent acts or pets.

Medical Payments
Pays medical payments for people who are injured in your
home.

Additonal/Optional Coverages:

Scheduled Personal Property
Provides insurance coverage for High value items such as
jewelry, art and antiques.

Extended Replacement Cost
Additional money which may be needed to rebuild your home.

Extended Replacement cost coverage (Contents)
Pays to replace or repair personal property without
depreciation of the value of the property with your
homeowners insurance coverage.

Sewer/Water BackUp
Broadens the homeowners insurance coverage for water
backup through sewer or drains.